According to the supplied July 17 BlockBeats summary, HTX showed the highest small-tier USDT flexible earn rate at 10% for 0 to 200 USDT. OKX was listed at 1.62% for USDT and 1.78% for USDC. The key pattern is small-amount high yield, then lower rates above the stated tier.
| Primary source | BlockBeats |
|---|---|
| Reported at | 2026-07-17T10:51:05.000Z |
| Topic | Stablecoin |
| Evidence limit | Reported facts are separated from interpretation; current prices and platform terms require independent verification. |
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Review OKXDirect Comparison
The supplied event compares flexible stablecoin earn or wealth products across HTX, Binance, OKX, and Bitget. It reports that rates differ by platform and that many products follow a tiered model where smaller balances receive higher annualized rates and balances above the cap receive lower rates.
For USDT, the supplied figures are HTX at 10% for 0 to 200 USDT, Bitget at 6.24% for 0 to 300 USDT, Binance at 4.55% for 0 to 200 USDT, and OKX at 1.62%. Above the stated caps, HTX, Binance, and Bitget are listed at 1.95%, 1.55%, and 1.58% respectively.
USDT Reading
The USDT comparison is mainly about tier size. HTX has the highest supplied headline rate, but only for the 0 to 200 USDT range. Bitget and Binance also have small-balance tiers, while the supplied OKX figure is presented as 1.62% without an additional tier detail in the brief.
For a reader comparing flexible USDT products, the practical question is how much of their balance would actually fall into the quoted tier. A small capped tier can look stronger in a headline than it feels for a larger balance once the excess portion is priced at the lower rate.
USDC And Other Coins
For USDC, the supplied summary lists HTX at 8% for 0 to 200 USDC, Binance at 6.69% for 0 to 200 USDC, Bitget at 6.66% for 0 to 300 USDC, and OKX at 1.78%. Above the stated caps, HTX, Binance, and Bitget are listed at 2.75%, 1.69%, and 1.36% respectively.
The brief also lists USDE products from HTX, Binance, and Bitget. HTX is shown at 5% for the 0 to 1000 tier and 3% above 1000, while Binance is shown at 3.75% and Bitget at 3.70%. USDD is listed only for HTX at 4.00%. Another U product is listed at 8.54% for Binance from 0 to 10000 and 3.00% for HTX.
How To Compare
Do not compare only the largest percentage in the list. Compare the coin, the balance range, the rate after the cap, whether the product is currently available, and the platform rules that govern subscription, redemption, calculation, and eligibility.
A simple check is to split the comparison into two parts: the rate that applies to the first eligible tier, and the rate that applies after that tier is exceeded. This makes the small-balance and larger-balance cases easier to evaluate without treating a headline annualized rate as universal.
Evidence Limits
This article uses only the supplied event and brief as factual source material. The supplied note says the data was organized from official public pages of the relevant CEX platforms, but this article has not independently rechecked those pages or added outside data.
Rates, quotas, product support, and availability can change. The supplied brief is a snapshot tied to the July 17 event, so readers should verify the current product page before making any decision.
Risk Disclosure And OKX Context
Flexible earn products are not the same as a guaranteed bank deposit. The supplied brief itself says the data is for information only and does not constitute investment advice. Platform rules, product availability, supported assets, and stablecoin-specific risks should be checked before use.
For readers specifically evaluating OKX, the supplied figures to note are 1.62% for USDT and 1.78% for USDC. If you choose to inspect OKX directly, the supplied campaign context provides the link OKX official destination and code LUCKX, but no outcome, reward, registration, ranking, or return claim is made here.
Evaluate OKX for your use case
Check regional eligibility, current fees and product availability on the official destination.
Review OKXAffiliate link · Availability varies by region · No guaranteed outcomeQuestions readers ask
Which CEX had the highest supplied small-tier USDT flexible earn rate?
The supplied BlockBeats summary lists HTX at 10% for the 0 to 200 USDT tier, which is the highest USDT headline rate in the supplied comparison.
What USDT rate did the supplied summary list for OKX?
The supplied summary lists OKX at 1.62% for USDT. It does not provide a separate small-tier or excess-tier breakdown for OKX in the brief.
Why do small tiers matter in stablecoin earn comparisons?
Small tiers matter because several platforms list a higher annualized rate only up to a stated balance cap. Once the balance exceeds that cap, the excess portion may receive a lower rate.
What should a reader check before using a flexible stablecoin earn product?
A reader should check the current rate, quota limit, supported coin, product availability, platform rules, subscription and redemption terms, and whether the rate applies to the full balance or only a small tier.
Is this article financial advice?
No. This article is informational and is based only on the supplied event and brief. It does not recommend buying, selling, depositing, or using any specific product.